Relates to the use of consumer credit history for certain purposes

This bill prohibits employers and licensing agencies from using an individual's consumer credit history when making hiring, employment, or licensing decisions. It defines consumer credit history to include credit reports, credit scores, and details about payment history or debts obtained directly from the individual. While the law generally bans this practice, it includes specific exceptions for roles requiring high levels of public trust, such as peace officers, positions involving access to trade secrets or national security, and jobs with significant financial authority. The legislation also ensures that existing local laws offering greater protection to employees remain valid and requires the Division of Human Rights to report on how these exemptions are used within two years.