Establishes a moratorium prohibiting certain broadband terminations and disconnections during a state disaster emergency

This bill prohibits telephone companies in New York from cutting off broadband internet service to residential customers and small businesses with 25 or fewer employees during a declared state disaster emergency. It specifically bans disconnections due to unpaid bills and prevents the termination of existing deferred payment plans, while also requiring providers to offer flexible payment restructuring without late fees or down payments to affected customers. The law applies to any emergency deemed to have a significant long-term negative impact on the state's economy and allows companies to resume normal collection practices once the emergency declaration is lifted.