Relates to the use of consumer credit history for certain purposes

This bill prohibits employers, labor organizations, and employment agencies from using an individual's consumer credit history to make decisions about hiring, compensation, or employment terms. It defines consumer credit history to include credit reports, credit scores, and details about payment history or bankruptcies obtained directly from the individual. The law includes specific exceptions for roles requiring security clearances, access to trade secrets, positions involving significant financial authority, and certain law enforcement or investigative jobs. Additionally, it prevents state and municipal agencies from using credit history for licensing or permitting purposes, with similar exceptions for positions requiring high levels of public trust or financial responsibility. The Division of Human Rights is tasked with collecting data on how these exemptions are used and reporting findings to the legislature within two years.