Requires insurance policies to provide coverage for medically necessary hearing aids purchased from hearing aid dispensers

This bill requires health insurance policies, including those from health service and hospital service corporations, to cover medically necessary hearing aids for insured individuals under the age of eighteen. Coverage is limited to one hearing aid per ear every twenty-four months unless a licensed audiologist or registered dispenser demonstrates that the child's hearing has changed significantly or the current device no longer corrects the hearing loss. The law defines hearing aids to include the device and its accessories, such as parts and molds, while explicitly excluding batteries and cords, and allows insurers to apply standard deductibles, coinsurance, or copayments.