Requires insurance coverage for inhalers at no cost

This bill requires health insurance policies in New York to cover asthma inhalers at no cost to the patient. It applies to individual plans, group health policies, and medical expense indemnity corporations that include coverage for physician services. The law mandates that these plans must provide the inhalers without charging a deductible, copayment, or coinsurance. Coverage is available when a physician or other licensed healthcare provider legally authorized to prescribe recommends or prescribes the inhaler. The changes take effect immediately and apply to all policies issued, renewed, or modified on or after the effective date.