Provides that limitation on lawsuit option does not apply in accident caused by drunk driver.

This bill (S 960) modifies New Jersey's automobile insurance law to remove a legal limitation on lawsuits for non-economic damages (like pain, suffering, or emotional distress) when an accident is caused by a drunk driver. Specifically, it states that the standard "limitation on lawsuit option" does not apply if the at-fault driver was convicted of operating a vehicle while intoxicated (under N.J.S. 39:4-50 or similar laws). This means victims of drunk driving accidents can pursue full compensation for non-economic losses, rather than being restricted to insurance benefits under the usual rules. The change directly affects victims in these specific drunk driving cases and insurers/defendants facing such claims.