Requires health insurance coverage of prenatal genetic test during first trimester of pregnancy.

S 564 requires all health insurance plans sold in New Jersey - including hospital service contracts, medical service plans, individual policies, group plans, and HMOs - to cover prenatal genetic testing during the first trimester of pregnancy. It specifically mandates coverage for three test types: carrier screening (blood/tissue tests for inherited disorders), nuchal translucency screening, and chorionic villus sampling. The law states coverage must be provided "to the same extent as for any other medical condition," meaning no additional out-of-pocket costs for these tests. This bill directly affects pregnant individuals seeking genetic screening and all health insurers operating in New Jersey, though it remains pending in the Senate Commerce Committee after introduction on January 13, 2026.