Limits home improvement contractor from entering into contract with full indemnification provision.

New Jersey bill S 441 prohibits home improvement contractors from requiring subcontractors to provide full liability protection (full indemnification) in contracts. It limits any liability clause between contractors and subcontractors for defects or poor workmanship to a maximum of 50% indemnification. This requirement must be certified in writing by contractors for all home improvement contracts exceeding $500, which must be signed by all parties and include specific terms. The bill directly affects home improvement contractors and their subcontractor agreements, aiming to prevent unfair liability shifts.