Prohibits health insurance carriers from denying coverage of nonopioid prescription drugs in favor of opioid prescription drugs.

This New Jersey bill prohibits health insurance carriers from refusing to cover nonopioid pain medications when a doctor prescribes them instead of opioids. It specifically bans insurers from requiring patients to try opioids first or from placing nonopioid drugs on higher cost tiers than opioid drugs in their coverage plans. The law also applies to state-run health benefit contracts for hospital and medical expenses, ensuring these nonopioid options are treated fairly regarding coverage rules and patient costs. While the bill prevents nonopioid drugs from being disadvantaged compared to opioids, it still allows insurers to prefer one type of drug over another within the same category.