Concerns authority of municipal governing body to notify insurance company if there is activity at rental property which is suspected to violate general terms of rental property insurance policy.

This bill allows local governments in New Jersey to create rules for notifying insurance companies when activity at rental properties appears to violate insurance policy terms. It specifically permits municipalities to notify insurers about *reasonably observable* issues like excessive noise, dangerous overcrowding, underage drinking, vandalism, violence, or reckless behavior - without requiring entry to inspect properties. Local officials must be designated to handle these notifications, and municipalities can request rental property insurance policy terms from owners. The bill directly affects property owners, local governments, and insurance companies by adding a new layer of oversight to rental property insurance compliance, building on existing requirements from P.L.2022, c.92.