Allows persons operating bicycle, low-speed electric bicycle, or low-speed electric scooter involved in accident to be eligible for personal injury protection benefits; requires crash reports for accidents.

This bill extends personal injury protection (PIP) benefits to people injured while riding bicycles, low-speed electric bicycles, or low-speed electric scooters in traffic accidents. It requires law enforcement to file crash reports for incidents involving these vehicles, which was previously not mandated. Previously, PIP coverage for injuries typically applied only to pedestrians or automobile occupants, but this change explicitly includes micro-mobility users. The law directly affects New Jersey residents operating these vehicles who are involved in accidents, ensuring they can access medical and income-loss benefits without needing to prove fault.