Requires health insurance and Medicaid coverage for screening, prevention, and treatment services of behavioral health issues affecting children.

This bill requires health insurance companies and Medicaid programs in New Jersey to cover screening, prevention, and treatment services for children's behavioral health issues without needing a formal mental health diagnosis. It allows providers to use "at-risk diagnosis" billing codes (like Social Determinants of Health Z-codes) for services such as early screenings and therapy for children under 18. The coverage must be provided at the same level as other medical services, including for children showing potential issues before a diagnosis is made. This applies to all private health plans, state employee health benefits, school employee health plans, and NJ FamilyCare Medicaid programs.