Provides mortgage payment relief, income tax relief, consumer reporting protection, and eviction protection for residential property owners, tenants, and other consumers, economically impacted during time of coronavirus disease 2019 pandemic.

This bill provides temporary financial protections for New Jersey homeowners and tenants impacted by the COVID-19 pandemic. It requires mortgage lenders to grant at least 90 days of payment forbearance (a temporary pause on mortgage payments) to qualifying homeowners who lost income due to the pandemic, with an option for a second 90-day period. It also prohibits "non-essential evictions" for tenants who lost income or faced pandemic-related hardships, and prevents negative credit reporting for pandemic-related payment delays. These protections apply during the emergency period (the Governor's declared emergency plus 60 days) and cover renters and homeowners meeting income and hardship criteria.