Establishes that payment plan for motor vehicle surcharges is mandatory upon request; extends payment period.

This bill requires New Jersey's Motor Vehicle Commission to automatically approve monthly payment plans for drivers who owe motor vehicle surcharges, rather than allowing the commission to reject such requests. It applies to drivers with outstanding surcharges from accumulated points or convictions (e.g., $150 for six points or $1,000/year for certain violations). The key change is making payment plans mandatory upon request, with a maximum 36-month payment period. The bill does not alter surcharge amounts or eligibility but simplifies payment access for affected drivers.