Requires non-invasive prenatal testing for pregnant persons and health insurance coverage for non-invasive prenatal testing.

This bill requires all health insurance plans sold in New Jersey to cover non-invasive prenatal testing (NIPT), a blood test performed starting at 10 weeks of pregnancy to screen for Down syndrome and other chromosomal abnormalities. It directly affects pregnant people in New Jersey and applies to all major insurance types, including hospital service corporations, medical service corporations, health maintenance organizations, and individual/group health plans. Insurers must cover the test "to the same extent as for any other medical condition" and follow American College of Obstetricians and Gynecologists guidelines for testing methods. The law applies to contracts where insurers reserve the right to adjust premiums.