Revises requirements for infertility coverage under certain health insurance plans.

This bill requires health insurance plans covering groups of 50+ people in New Jersey to include infertility treatment coverage. It mandates coverage for specific services like IVF, embryo transfer, medications, and up to four egg retrievals per person, with limitations for certain procedures (e.g., IVF only after trying less expensive options and under age 45). Religious employers may opt out of covering some procedures (like IVF) if it conflicts with their beliefs, but must provide clear written notice in 10-point font. The law applies to hospital and medical service corporation contracts but excludes Medicaid programs like NJ FamilyCare. It aims to standardize infertility coverage under existing pregnancy-related benefit rules.