Establishes veterinary medicine loan redemption program for certain veterinarians who work in underserved areas for five years; annually appropriates $500,000.

S 1911 establishes a Veterinary Medicine Loan Redemption Program in New Jersey to help veterinarians repay student loans. It targets licensed New Jersey veterinarians who work full-time (40 hours/week) for five years in designated underserved areas, with at least 75% of their practice focused on large animal care (such as cattle, horses, and farm animals). Eligible participants can have up to $30,000 in annual loan expenses repaid by the state over five years (with payments distributed as 12% in year one, 20% in years two and three, and 24% in years four and five), funded by an annual $500,000 appropriation. The program prioritizes applicants for areas with the greatest veterinary shortages and requires participation in a state-designated underserved area.