Concerns certain fees for credit card usage during state of emergency.

This bill (S 1847) prohibits electronic payment systems from charging merchants higher fees for manually entering credit card information during a state of emergency declared by New Jersey's Governor. It applies to businesses selling goods or services in New Jersey ("merchants") and payment processors (non-bank entities handling credit/debit card transactions). The law requires that manual credit card entry fees must not exceed the standard electronic transaction fees during emergencies. This applies only during active public health or state emergencies, as defined by existing law. The bill takes effect immediately upon enactment.