Requires DCA to track natural disaster-related spending by State and local government.

S 1641 requires New Jersey's Department of Community Affairs (DCA) to track and publicly report all natural disaster-related spending by state agencies, counties, municipalities, school districts, and other local governments. It mandates categorizing spending into four specific areas: preparedness (pre-event planning), mitigation (reducing future damage), response (immediate emergency actions), and recovery (restoring communities). The DCA must publish an annual, plain-language summary online showing funding sources and reimbursement status, and requires local governments to include this data in their standard budget reports. This bill directly affects all state and local entities receiving disaster funds, aiming to increase transparency about how public money is used after disasters.