Prohibits mortgage loan discrimination based on familial status.

This bill prohibits mortgage lenders in New Jersey from refusing loans or imposing worse terms based on a person's "familial status," which includes being a parent (natural, adoptive, or resource family), having custody of a child, or being pregnant. It directly affects mortgage applicants with these family situations and the lenders who serve them. Key provisions allow affected individuals to sue for damages and legal fees, while the Banking Commissioner can investigate violations and impose $10,000 fines per offense. The law aims to prevent discrimination in home loans related to family structure or parenting status.