Prohibits credit and debit card interchange fees from being applied to sales tax and gratuity.

This bill prohibits payment card networks from charging interchange fees on sales tax and gratuity amounts included in credit and debit card transactions. It requires merchants to transmit tax and tip data separately during the payment process to ensure these fees are not applied. If a merchant fails to do so initially, they can submit the necessary data within 180 days to receive a refund for any incorrectly charged fees. Violations of this rule could result in a civil penalty of $1,000 per transaction and an order to refund the affected fees to the merchant.