Requires health insurers to cover colorectal cancer screenings for covered persons aged 33 or over and covered persons under the age of 33 if deemed medically necessary.

This New Jersey bill requires health insurers to cover colorectal cancer screenings for all covered individuals aged 33 and older, as well as for those under 33 if their doctor deems it medically necessary. The law mandates that these screenings follow the most recent guidelines from the United States Preventive Services Task Force and must be provided without any deductibles, copayments, or other out-of-pocket costs. Additionally, the bill ensures that if a non-colonoscopy screening test returns a positive result, the subsequent colonoscopy is also fully covered. These changes apply to various types of health insurance contracts issued or renewed in the state after the act becomes effective.