Requires health benefits coverage for buprenorphine and buprenorphine/naloxone for pain treatment without step therapy or fail-first protocols.

This bill requires health insurance plans in New Jersey to cover the prescription and purchase of buprenorphine and buprenorphine/naloxone for pain treatment without using step therapy or fail-first protocols. It applies to various types of insurance contracts, including hospital service, medical service, and health service corporation plans, as well as individual and group health insurance policies. The law ensures that people with these insurance plans can access these medications directly without first trying other treatments or meeting additional requirements.