"Education Investment Act"; establishes an equity financing for education program at certain public institutions of higher education.

The "Education Investment Act" (A4418) creates an income-contingent repayment program for students at selected New Jersey public colleges and universities. Students can defer tuition and related expenses until after graduation, then repay a fixed percentage of their income over a set period - without fixed interest rates - instead of traditional loans. Participating institutions, chosen by the Commission on Higher Education, set repayment terms (including income percentage, duration, and options for temporary deferment or cancellation) and may partner with third-party investors to cover initial costs in exchange for a share of future repayments. The program is available to all enrolled undergraduate and graduate students at participating institutions, though institutions may limit enrollment to manage program costs.