"Motor Vehicle Insurance Verification Act"; requires Motor Vehicle Commission to establish online motor vehicle insurance verification system.

This bill requires New Jersey's Motor Vehicle Commission to create an online system that verifies proof of auto insurance coverage. It directly affects motor vehicle insurers (who must provide policy data), law enforcement (who can check coverage in real-time during traffic stops), and drivers (who must maintain valid insurance). The system replaces all existing verification methods, uses specific data like vehicle identification numbers and policy details, and includes security measures to protect information. The goal is to more effectively identify uninsured drivers, with the Commission able to suspend registration for vehicles operated without insurance.