Requires creditors to maintain interior of vacant and abandoned residential property under foreclosure.

This bill (A4211) requires creditors to maintain the *interior* of **commercial properties** (not residential, as the title incorrectly states) that become vacant or abandoned during foreclosure proceedings. Creditors must notify municipalities within 10 days of filing foreclosure, provide contact details for maintenance, and address code violations within 30 days of notice. If creditors fail to act, municipalities can clean up the property and bill the creditor for costs, using the same legal recourse as against property owners. The bill applies specifically to commercial properties under foreclosure, not residential homes, and mandates creditor accountability for maintenance during the foreclosure process.