Requires health benefits coverage for treatment of lipedema.

This New Jersey bill (A3979) requires all health insurance plans sold in the state - including hospital, medical, and health service corporation contracts - to cover specific lipedema treatments. It mandates coverage for compression garments, manual lymphatic drainage, medical nutrition therapy, mental health care, medically necessary lipectomies, and related appointments. Insurers must accept physician diagnoses and surgeon-provided photos for verification, cannot deny coverage based solely on photos, and must cover the full number of lipectomies deemed necessary by a surgeon. The coverage must align with existing cost-sharing structures (deductibles, coinsurance) and standard medical care for lipedema.