A 3895 New Jersey General Assembly · 2026-2027 Regular Session

Requires entities performing certain construction services on public contracts to carry errors and omissions insurance.

This bill requires contractors performing specific construction services (civil design, mechanical engineering, electrical engineering, plumbing design, and structural engineering) on public projects funded by government or college money to carry errors and omissions insurance. It mandates that contractors provide proof of this insurance to the government entity overseeing the project and post the insurance declarations page publicly on relevant government websites (Treasury, Community Affairs, Education, or municipal sites). The requirement applies to contracts awarded under New Jersey's Local Public Contracts Law, Public School Contracts Law, State College Contracts Law, or similar statutes. This policy change directly affects professional service providers on public construction projects by adding a mandatory insurance safeguard for professional errors or omissions.
Bill status in committee 1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 13, 2026 Last action Jan 13, 2026
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Jan 13, 2026
Introduced
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Robert Karabinchak
Robert Karabinchak
DDemocratic
NJ
18