Requires delivery network companies to maintain automobile insurance.
This bill requires delivery network companies (like ride-hailing or food delivery apps) to ensure drivers have proper insurance coverage during specific work periods. It mandates that companies verify drivers maintain primary auto insurance covering at least $50,000 bodily injury per person, $100,000 total bodily injury, and $25,000 property damage during both the "delivery available period" (when drivers are logged in and ready) and "delivery service period" (when they're actively delivering goods). If a driver's insurance lapses, the company's insurance must cover claims immediately without requiring the driver's policy to deny coverage first. The law directly affects delivery drivers and companies operating in New Jersey, ensuring minimum liability coverage during work-related delivery activities.
Bill status
in committee
1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 13, 2026
Last action Jan 13, 2026
Floor votes
How they voted
No floor votes recorded yet.
Full legislative history
Actions timeline
Total actions
1
Key actions
0
Committee
0
Jan 13, 2026
Introduced
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
lower
1 primary · 0 co-sponsors
Sponsors
Role
Legislator
Party
State
District
P
Lou Greenwald
DDemocratic
Ask Maddy
·
AI policy assistant
Ask Maddy about A 3581
Scope: NJ
Hi! I can help you understand A 3581. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline