A 3581 New Jersey General Assembly · 2026-2027 Regular Session

Requires delivery network companies to maintain automobile insurance.

This bill requires delivery network companies (like ride-hailing or food delivery apps) to ensure drivers have proper insurance coverage during specific work periods. It mandates that companies verify drivers maintain primary auto insurance covering at least $50,000 bodily injury per person, $100,000 total bodily injury, and $25,000 property damage during both the "delivery available period" (when drivers are logged in and ready) and "delivery service period" (when they're actively delivering goods). If a driver's insurance lapses, the company's insurance must cover claims immediately without requiring the driver's policy to deny coverage first. The law directly affects delivery drivers and companies operating in New Jersey, ensuring minimum liability coverage during work-related delivery activities.
Bill status in committee 1 of 4 stages cleared
Introduction
Jan 2026
Committee Review
Floor Vote
Governor
Introduced Jan 13, 2026 Last action Jan 13, 2026
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Jan 13, 2026
Introduced
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
lower
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Lou Greenwald
Lou Greenwald
DDemocratic
NJ
6