Requires DHS to develop incentives to encourage private investment in child care deserts.

This bill requires New Jersey's Commissioner of Human Services to create financial incentives within 90 days to encourage private investment in childcare facilities located in "child care deserts" - areas where demand for quality childcare exceeds available supply, as defined by the state. The incentives may include tax credits, tax exemptions, loan guarantees, and assistance with hiring and training staff. The program must coordinate with multiple state agencies, including the Economic Development Authority and Treasury, and seek federal waivers to maintain funding for existing childcare subsidy programs. It directly affects private childcare providers seeking to expand in underserved areas and aims to increase access to childcare for families in those communities.