Requires health insurance coverage for certain student athlete physical examinations.

This bill requires most health insurance plans in New Jersey to cover annual physical examinations for student athletes (and camp participants) as a preventive health service, similar to other routine check-ups. It applies to hospital service corporations, medical service corporations, health insurers, health maintenance organizations, and state health benefit plans. The coverage must be provided at no additional cost to the student or family, as part of standard preventive care under the insurance contract. The law takes effect 120 days after enactment, applying to policies issued or renewed after that date.