Requires health insurance carriers to categorize mental health treatment and therapy received by victim of domestic violence as medically necessary treatment and provide full benefits coverage therefor.

This bill requires New Jersey health insurance companies to cover mental health treatment and therapy for victims of domestic violence as "medically necessary," eliminating insurance denials for these services. It directly affects insurance carriers (who must provide full coverage) and domestic violence victims (who gain guaranteed access to mental health care). The key provision mandates that such treatment be covered "to the same extent as any other medically necessary treatment" under a policy, removing barriers insurers previously used to limit coverage. The bill amends multiple insurance law sections to enforce this requirement, applying to all health insurance contracts.