Creates New Jersey Servicemembers' Civil Relief Act.

This bill creates New Jersey's "Servicemembers' Civil Relief Act," protecting active-duty military members (including National Guard), their dependents, and reservists called to duty. It provides concrete protections like temporary pauses on court cases (up to 90 days), debt collection, tax payments, and insurance premiums during service or within 180 days after. The law explicitly prevents creditors, insurers, or courts from penalizing servicemembers for using these protections - such as denying credit or raising insurance rates. It applies to all civil obligations, including leases, contracts, and court proceedings, ensuring servicemembers' rights are maintained during military service.