A 2550 New Jersey General Assembly · 2026-2027 Regular Session

Requires continuation of health benefits dependent coverage for certain children with disabilities who are 26 years of age or older.

This bill requires health insurance plans in New Jersey to continue covering adult children with disabilities who are 26 or older, provided they cannot work due to a physical or intellectual disability and are financially dependent on their parent. It amends existing law to extend coverage beyond the standard age limit of 26 for this specific group, ensuring they maintain health insurance through their parent's plan. The bill prohibits denial of coverage based on factors like marriage, having a child, or school status, which commonly affected young adults with disabilities. This change directly impacts young adults with disabilities in New Jersey who would otherwise lose coverage at age 26 but meet the eligibility criteria.
Bill status passed 3 of 5 stages cleared
Introduction
Jan 2026
Committee Review
Jun 2026
General Assembly Passage
Jun 2026
Senate Passage
Governor
Introduced Jan 13, 2026 Last action Jun 30, 2026
Maddy AI version diff · 1 comparison

What changed between versions

Introduced Reprint · 3 edits
MINOR
This is a first reprint (1R) of A2550, which requires health insurers to continue dependent coverage for adult children 26 or older who are disabled and chiefly dependent on the subscriber. The most substantive change is a clarification in Section 9 that the act applies to all policies and contracts delivered, issued, executed, or renewed on or after the effective date, making the temporal scope of application explicit. Additional co-sponsors were added and the bill status was updated to reflect committee report with amendments.
Scope change
The effective date provision was clarified to specify that the law applies prospectively to policies and contracts delivered, issued, executed, or renewed on or after the 90th day following enactment, rather than potentially applying retroactively to all existing policies.
SCOPE

Section 9 now explicitly states the act applies to all policies and contracts delivered, issued, executed, or renewed on or after the effective date (90 days after enactment), clarifying that the requirement is prospective rather than retroactive to existing in-force policies.

TECHNICAL

Four additional co-sponsors were added: Assemblywoman Haider and Assemblymen Scharfenberger, Sauickie, and Venezia.

The Statement section describing the bill's purpose was removed from the reprint text, likely because it is superseded by the committee report.

Floor votes

How they voted

This bill passed the General Assembly by voice vote (no roll call recorded).
Full legislative history

Actions timeline

Total actions
6
Key actions
2
Committee
4
Jun 30, 2026
Lower · Passed
Passed by the Assembly (79-0-0)
lower
Jun 28, 2026
Lower · Passed
Reported out of Assembly Committee, 2nd Reading
lower
Jun 28, 2026
Committee
Transferred to Assembly Budget Committee
lower
Jun 15, 2026
Committee
Reported out of Asm. Comm. with Amendments, and Referred to Assembly Appropriations Committee
lower
Feb 12, 2026
Committee
Reported out of Asm. Comm. with Amendments, and Referred to Assembly Oversight, Reform and Federal Relations Committee
lower
Jan 13, 2026
Introduced
Introduced, Referred to Assembly Financial Institutions and Insurance Committee
lower
3 primary · 10 co-sponsors

Sponsors