Prohibits seller of residential real estate from requiring potential buyers to disclose down payment when presenting offer to seller.

This bill prohibits home sellers in New Jersey from requiring potential buyers to disclose their down payment amount when submitting an offer. It directly affects residential real estate sellers and buyers, covering properties serving as single-family or small multi-unit dwellings (excluding buildings with over four residential units). The key provision bans sellers from asking about down payment details during the offer process, with violations subject to a $1,000 civil penalty. The law aims to prevent sellers from using down payment information to screen buyers unfairly.