Requires certain issuance standards and open enrollment for Medicare supplement policies.

This bill prohibits insurers from denying or charging more for Medicare supplement policies based on an applicant's health status, medical conditions, or claims history. It requires year-round open enrollment, meaning people can apply for these policies anytime without waiting periods, regardless of whether they qualify for Medicare due to age or disability. The law directly affects Medicare beneficiaries seeking supplemental coverage, ensuring they cannot be turned down or charged extra for pre-existing conditions while maintaining access to policies.