Concerns automobile insurance practices.

This New Jersey bill requires the Banking and Insurance Commissioner to investigate how auto insurance companies set rates for drivers with license suspensions. The probe will compare premium increases for suspensions related to driving (like DUIs) versus non-driving offenses (like unpaid tickets), and evaluate whether credit scores or addresses justify higher rates. The commissioner must submit findings to lawmakers within two years, detailing if these factors are reasonable. This directly affects drivers with suspensions and insurers determining their premiums in the state.