Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.

This bill clarifies that owners of self-driving vehicles must follow existing automobile insurance requirements in New Jersey. It directly affects owners of self-driving private passenger cars that meet SAE automation standards (like those using sensors or GPS for driving). The key mechanism is updating the definition of "automobile" in insurance law to explicitly include self-driving vehicles, ensuring they fall under current coverage rules. This means self-driving car owners cannot avoid standard insurance policies required for conventional vehicles. The bill does not create new insurance rules but confirms existing ones apply to this technology.