Prohibits revival of certain time-barred consumer debt litigation claims.

This bill (A1415) prohibits debt collectors from reviving time-barred consumer debt claims after the six-year statute of limitations expires. It specifically blocks the revival of claims based on subsequent payments, debt acknowledgments, or promises to pay made after the six-year filing deadline. The law applies to debts incurred for personal, family, or household purposes - including medical debt and consumer credit - as defined by existing New Jersey law. This directly affects consumers whose debts would otherwise be "renewed" through minor interactions with collectors after the legal deadline. The bill eliminates a legal loophole allowing debt collection to restart through actions like partial payments, which courts previously permitted under case law.