Establishes "New Jersey Small Business Indoor Air Quality Management Support Program."

S 994 establishes the "New Jersey Small Business Indoor Air Quality Management Support Program," which provides loans to eligible small businesses (those with 100 or fewer full-time employees operating primarily in New Jersey) to improve indoor air quality. The New Jersey Economic Development Authority (NJEDA) will administer the program, offering loans covering capital purchases, employee training, and salaries for new positions related to air quality improvements. Businesses receiving loans must use certified organizations (e.g., Testing, Adjusting and Balancing Bureau) for work and can later apply for a state certification requiring annual EPA-based indoor air quality inspections. The program aims to support small businesses in meeting air quality standards through accessible financing and standardized certification.