Provides for establishment of child support lien against life insurance proceeds; requires insurers perform child support judgment search.

This New Jersey bill (S 886) creates a legal claim (lien) against life insurance proceeds to collect unpaid child support. It directly affects parents who owe child support (judgment debtors), life insurance beneficiaries, and insurance companies. The key provision requires insurers to check for outstanding child support judgments before paying out life insurance benefits (including cash surrender values), and to withhold payment until the debt is settled. This applies to all life insurance policies except funeral, credit life, or policies covering funeral expenses, and excludes minors under 16 as beneficiaries. The lien takes priority over other claims but not state tax liens.