Establishes four-year "Rent for Credit Pilot Program" in Department of Community Affairs.

S 767 establishes a four-year "Rent for Credit Pilot Program" through New Jersey's Department of Community Affairs, designed to help low-income tenants renting subsidized housing build credit without taking on debt. The program allows participating landlords (who volunteer) to report tenants' rent payments - both timely and late - to credit bureaus, with landlords permitted to charge tenants a $10 monthly fee (or cost of reporting, whichever is lower) to cover this service. Tenants can voluntarily join or leave the program at any time (with a six-month waiting period to rejoin), and the program requires standardized enrollment forms explaining credit impacts and financial education resources. The Department will review the pilot after two years, tracking participation numbers, tenant demographics, and credit effects before recommending continuation.