Provides exemption from 3-day cancellation provision of home improvement contract in case of bona fide emergency.

This bill (S 66) creates an exception to New Jersey's standard 3-day home improvement contract cancellation period when a "bona fide emergency" exists. Homeowners can waive their right to cancel by signing an emergency authorization form provided by the contractor, which must include a written cost estimate for the necessary repairs. Contractors may also take immediate steps to address clear and immediate dangers (like electrical hazards or roof collapses) without the form, but must get further written approval if costs exceed the initial estimate. The bill defines "bona fide emergency" to include serious issues affecting heating, plumbing, electrical systems, roofs, or walls that make a home uninhabitable or pose safety risks.