Establishes Volunteer First Responders Loan Redemption Program in Higher Education Student Assistance Authority.

New Jersey's S 600 establishes a program that helps volunteer emergency responders reduce student loan debt. It directly affects New Jersey residents who volunteer as firefighters, EMTs, or emergency management staff after the bill takes effect, provided they earned an in-state undergraduate degree or certificate since the bill's effective date. Participants can receive up to $6,000 total in loan repayment - $2,000 per year during their second, third, and fourth years of active volunteer service - after meeting annual hour requirements (500+ hours for EMTs/fire squads, or 60% alarm response for firefighters). The program requires documentation from their volunteer organization and excludes first-year service from eligibility.