Establishes immunity for businesses against damage claims for COVID-19 exposure; excludes reckless or intentional conduct.

S 495, the "New Jersey COVID-19 related Business Immunity Act," grants businesses immunity from lawsuits claiming injury or damage due to COVID-19 exposure on their premises or during business activities they manage. This immunity applies to employers (including corporations, partnerships, and business groups) and covers both employees and patrons, but excludes cases involving willful misconduct, reckless conduct, or intentional harm. The bill explicitly states this immunity operates alongside existing state and federal protections. It aims to reduce legal risks for businesses during the pandemic, though it does not affect claims based on gross negligence or intentional acts.