Authorizes establishment of municipal homelessness trust funds and adoption of homeless housing plans by municipalities.

This bill, S 4832 (the "Municipal Homelessness Trust Fund Act"), allows New Jersey municipalities to create dedicated trust funds to address homelessness. Municipalities may establish these funds by adding up to $3 in fees to building permits, business licenses, fines, or other existing collections, with funds used exclusively for permanent housing solutions. Key provisions require municipalities to adopt a "homeless housing plan" (developed with community input) and use trust fund money for: acquiring/rehabilitating permanent housing, rental assistance vouchers, supportive services for housed individuals, and prevention programs for at-risk families. Funds cannot cover general municipal debt, and annual reports on fund usage must be submitted to the state Department of Community Affairs. The bill directly affects local governments and people experiencing or at risk of homelessness in New Jersey.