Requires State Board of Education to require school districts to provide age-appropriate financial literacy instruction to students in grades kindergarten through five.

This bill requires New Jersey public school districts to teach age-appropriate financial literacy to students in kindergarten through fifth grade, shifting the requirement from the current standard for grades six through eight. It mandates instruction on practical topics like budgeting, saving, banking, and consumer skills, tailored to young students' developmental levels. The State Board of Education must develop this requirement, and the Commissioner of Education will provide sample lesson materials to support implementation. The law takes effect immediately for the first full school year after enactment.