Requires school districts to maintain and pay premiums for student accident insurance.

This bill requires New Jersey school districts to cover the full cost of accident insurance for students participating in school activities. It changes current law by eliminating the option for districts to require parents to pay any portion of the insurance premium. The insurance would cover medical costs from injuries sustained during sports, extracurricular programs, regular classes, or related travel. This applies to all students in athletics, intramural sports, and other school-sponsored activities. The bill takes effect for the first full school year after enactment.