Prohibits seller from charging credit card surcharges; establishes notice requirements for credit card minimums and cash discounts.

This bill (S 3697) prohibits New Jersey sellers from charging extra fees (surcharges) for using credit cards. It requires businesses to clearly post notices about minimum credit card transaction amounts and cash discounts at physical locations, or provide electronic/verbal notices for online/phone transactions. The law applies to most retailers but excludes gas stations (motor fuel dealers). Sellers must display these notices to inform customers about pricing differences between payment methods.