Prohibits electric and gas public utilities from collecting payment from residential budget billing plan customers whose service was interrupted as a result of major emergency event.

This bill prohibits electric and gas utilities from charging residential customers on fixed-payment budget plans for service interruptions caused by major emergencies like hurricanes, floods, or declared disasters. It applies until service is restored, covering cases where damage to a customer's home results in outages affecting at least 5% of customers in an area or triggering an official emergency declaration. Utilities may still collect for service used *before* the emergency began, but cannot bill during the interruption period. The law directly affects residential budget plan users in New Jersey during declared emergency events.